**Description** **You Lead the Way. We’ve Got Your Back.** With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, you’ll learn and grow as we help you create a career journey that’s unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally. At American Express, you’ll be recognized for your contributions, leadership, and impact—every colleague has the opportunity to share in the company’s success. Together, we’ll win as a team, striving to uphold our company values and powerful backing promise to provide the world’s best customer experience every day. And we’ll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong. Join Team Amex and let's lead the way together. The Global Risk & Compliance Group includes Operational Risk, Risk Oversight, Compliance and Global Privacy. These functions provide oversight as well as governance of risks and ensure the company operates in a safe and sound manner within global regulatory expectations. **How will you make an impact in this role?** As a member of the EMEA Regional MLRO organization, the candidate will manage a variety of AML compliance related matters on the merchant acquiring European business operations, providing advice/guidance and overseeing implementation of Enterprise and AML policies and procedures to achieve compliance with legal obligations and Company policy. As part of the 2 Line of Defense, the candidate will: + Identify and analyze AML legal requirements applicable to the merchant business activities performed in the EEA countries where American Express Payments Europe, S.L. (AEPE), is licensed to operate with other business models other than a permanent establishment + Provide daily AML regulatory advice/guidance to the GMS business leaders and other key stakeholders (LOBCO, GCO, OE, Compliance Regulatory, etc.) + Act as an AML Subject Matter Expert to meet all relevant external and internal applicable AML regulatory requirements + Execute proper AML oversight of the different AEPE acquisition models, ensuring regulatory and internal policy requirements are being met + Assist managing of AML regulatory interactions and AML regulatory reporting + Perform AML risk assessment of new AEPE/GMS acquisition models/initiatives **Minimum Qualifications** + University Degree in Law/Business Management. Working knowledge of payment services and AML/CTF regulations will be a plus + A minimum of 1-2 years of compliance related work experience in an EU bank, financial institution and/or non-banking financial services industry + Analytical skills. Proficient on MS Office + Knowledge of company operating processes within a multinational company such as Amex is a plus, as well as prior experience in Amex merchant business and Acquiring Service Providers' acquisition models + Strong communication skills (verbal and written) + Ability to build strong relationships with business partners, compliance stakeholders and other peers + Fluency in English, both verbal and written is a must + Problem solving and strategical mindset, good analytical skills **Qualifications** We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include: + Competitive base salaries + Bonus incentives + Support for financial-well-being and retirement + Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location) + Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need + Generous paid parental leave policies (depending on your location) + Free access to global on-site wellness centers staffed with nurses and doctors (depending on location) + Free and confidential counseling support through our Healthy Minds program + Career development and training opportunities Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations. **Job:** Compliance **Primary Location:** Spain-Madrid-Madrid **Schedule** Full-time **Req ID:** 25007376